Privacy Notice and Children’s Online Privacy Notice
This notice accurately summarizes our policies and practices regarding the collection, use, retention, and security of nonpublic personal information concerning those customers of ours who obtain a financial product or service from us that is to be used primarily for personal, family, or household purposes.
What Information We Collect- We may collect "nonpublic personal information" about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, or others; and
- Information we receive from a consumer reporting agency.
- "Nonpublic personal information means any personally identifiable financial information about you that we may obtain in connection with providing a financial product or service to you. This information could include the following:
- Personal information, such as your name, address, social security number, assets, and income;
- Transactions with us, our affiliates, or others, such as your account balances, payment history, and parties to transactions; and
- Information we receive from a consumer reporting agency, such as your credit worthiness and credit history.
- We may disclose nonpublic personal information, as permitted by law, about you to affiliated parties, such as your account balances, payment history, and parties to transactions. Our affiliates include financial service providers, such as insurance agents and insurance companies.
- We may disclose nonpublic information, as permitted by law, about you to nonaffiliated third parties, such as service providers that assist with the processing of your application and/or servicing of your account.
- We may disclose nonpublic personal information, as permitted by law, about you to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.
- If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
- We will not disclose nonpublic information we receive from a consumer reporting agency, such as your credit score, credit history, and other credit report information to affiliated parties.
- We will not disclose nonpublic information to affiliated parties for the purpose of the parties marketing their products and services to you after we have received the marketing opt-out notice from you that you do not want to receive marketing materials from our affiliates. The marketing opt-out notice is included with this Privacy Notice and is titled "Fair Credit Reporting Act, Your Choice to Limit Marketing".
We restrict access to your nonpublic personal information to those of our employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Our Children’s Online Privacy Notice is the following:This notice accurately summarizes our policies and practices regarding the Children’s Online Privacy Protection Act (COPPA) and the Federal Trade Commission’s implementing regulations of 16 C.F.R. Part 312 that establishes a number of requirements applicable to businesses that operate internet websites.
Please be aware that our website is not directed to children under the age of 13. We do not knowingly solicit data from persons under the age of 13 and we do not knowingly market to persons under the age of 13. By submitting an E-mail and any other correspondence, form, and etc. to the Bank’s using the Bank’s E-mail address or E-mail Contact Us address, as provided on this website, and any E-mail address of a Bank Employee or Bank Agent that you obtained by any means, you agree and acknowledge that you are not under the age of 13.
Fair Credit Reporting Act
Your Choice to Limit Marketing- Brooke Savings Bank is providing this notice.
- Federal law gives you the right to limit some but not all marketing from our affiliates. Federal law also requires us to give you this notice to tell you about your choice to limit marketing from our affiliates.
- You may limit our affiliates in the Brooke group of companies, such as our Brooke Insurance Agent and Brooke Insurance Company affiliates, from marketing their products or services to you based on your personal information that we collect and share with them. This information includes your income, the types of accounts and your account history with us, and other information we have collected with the exception of credit report information, such as your credit score and credit history as it is the policy of Brooke Savings Bank not to share credit report information among affiliated companies.
- Your choice to limit marketing offers from our affiliates will apply until you tell us to change your choice or for at least Five years from when you tell us your choice. Once that period expires, you will receive a renewal notice that will allow you to continue to limit marketing offers from our affiliates for at least another five years.
- For consumers who may have previously opted out and have received this Opt-Out Notice with our Privacy Notice upon opening another account with Brooke Savings Bank or through the annual mailing of the Privacy Notice that includes the Opt-Out Notice, please be aware if you have already made a choice to limit marketing offers from our affiliates, you do not need to act again until you receive the renewal notice.
- By telephone: 1-877-788-3520*
- By clicking this link to our "Contact Us" page on our website*
* When contacting us by telephone or our website, please provide us your Name, Address, City, State, and Zip Code. - By mail: Check the box and complete the form below and send the form to:
Chief Compliance Officer
Brooke Savings Bank
8500 College Boulevard
Overland Park, Kansas 66210
Name:_________________________________________________________
Address:_______________________________________________________
City, State, Zip Code:_____________________________________________
Signature:______________________________________________________
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